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Insurance Companies

The AI assistant for insurers that answers from your own policy wording

Policyholders call to ask what their cover includes and how to lodge a claim. owns.ai answers from your published PDS and policy pages in seconds, links the source, and sends claim-specific questions to your team.

  • PDS-basedanswers with links
  • Storm-readyfor spikes in claim questions
  • Nocover decisions, ever
  • Free pilotbuilt from your website

The problem

The cost of unanswered questions for insurance companies

01

Cover questions clog the claims line

After every storm the queue fills with people asking whether they're covered and how to claim. Most answers already sit in your PDS.

02

Disclosure documents are hard work

Your product disclosure statements are accurate but long. Customers can't find the clause they need, so they ring and ask.

03

Wording has to be exact

An answer that paraphrases cover loosely leads to complaints. Policyholders need what the document actually says, with a link to it.

04

Claims don't wait for business hours

A burst pipe on a Saturday night is exactly when people want to know what to do next. A closed contact centre leaves them stuck.

Savings calculator for insurance companies

How much could owns.ai save your insurer?

The starting numbers are an illustration for insurance companies. Move the sliders to match your insurer.

Your team's time

30,000
6 min
$42
40%

The policies you miss

15%
1%
$900

Saved and won back each year, before Enterprise pricing

$1.09M/ year

  • Staff time given back$604,800
  • New policies from enquiries you'd miss$486,000
  • owns.ai Enterprise planQuoted
1,200staff hours back a month
45new policies a month
7.9full-time staff's worth of hours
See it on your site - build a free pilot

An estimate from your numbers, not a promise. Staff time is valued at the hourly cost above; the plan is sized at about 3 visitor messages for each conversation owns.ai answers. See pricing

Answered in seconds, day and night

What customers ask insurance companies, over and over

owns.ai answers questions like these from your own website and the answers you add - instantly, in the customer's own language, with a link to the page it used. When your site doesn't cover something, it says so and offers the next step.

  • Is hail damage covered on my car policy?
  • How do I make a home insurance claim?
  • What excess do I pay on a claim?
  • Does travel insurance cover cancelled flights?
  • How do I add a driver to my policy?
  • What's the waiting period for pet insurance?
  • Am I covered for flood damage?
  • How long does a claim take to process?
  • How do I get a certificate of currency?
  • Can I pay my premium monthly?

The benefits

How owns.ai helps insurance companies

Straight from your policy documents

Upload your PDS and policy wording, or let it read your site. Answers reflect what the document says and link to the page so customers can read it themselves.

Ready for the storm surge

When a weather event hits, the same how-to-claim questions arrive in waves. The assistant handles them on the website so your claims team can focus on lodgements.

No cover decisions

It never tells someone they're covered or assesses a claim. It shares the published wording, asks them to check their own policy schedule and points to the claims channel.

Claim questions routed, not lost

It can't see claim status, so it takes the details and opens a ticket for your team or books a call-back, with the conversation attached.

Spot confusing wording

Knowledge Gaps and analyst reports show which cover questions your pages answer badly, so product and content teams know what to rewrite.

Claims staff find procedures faster

Staff ask the Team Assistant about internal claims procedures from your knowledge library, and Team documents stay out of the public assistant.

A day with owns.ai

What happens while you're busy.

Illustration · a made-up business's day

  1. 6:50 AMStorm morning

    Overnight hail brought a wave of questions. The assistant explained the published claims steps and linked the online claim form each time.

  2. 9:45 AMCertificate request

    A tradie asks for a certificate of currency. The assistant shows the self-service steps from your business insurance page.

  3. 1:20 PMClaim status question

    A policyholder asks where their claim is up to. The assistant explains it can't see claims, takes their details and opens ticket #1042.

  4. 10:05 PMTravel cover in Mandarin

    A traveller asks about cancelled flights in Mandarin. The assistant replies in Mandarin from your travel PDS and links the clause.

01Paste your website

Your public site is enough for a pilot.

02It learns in minutes

Every page that matters, even ones built with JavaScript.

03Go live with one line

Any website builder - or try it on a picture of your own site first.

Questions

owns.ai for insurance companies: your questions, answered.

Plans and limits are on the pricing page.

See pricing

No. It shares what your published PDS or policy page says, links the source and reminds customers to check their own policy schedule. Cover and claim decisions stay with your people.

Talk to our team about your security, privacy and procurement process. Today the controls include answers drawn only from content you approve, a list of domains allowed to show the widget, private documents that are never used by the public assistant, and access settings on your AI app.

No - it doesn't connect to claims or policy systems and never sees customer records. It explains your published claims process, then opens a ticket or books a call-back so your team can follow up.

Yes. Upload PDFs, including scanned ones, plus Word files and more to the knowledge library, or let it learn them from your website. Its answers link back so customers can check the exact wording.

Yes. Pro covers up to 10 assistants with separate content and styling - for example home, motor and travel. Enterprise plans go further, so talk to our team about your brands.

Give us your public website and a free pilot assistant is ready in minutes. Test it privately, see what it answers and where it says it doesn't know, then decide.

See it answer from your own website today.

Build a free pilot from your public website in minutes - then talk to our team about Enterprise.