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Banks & Credit Unions

The AI assistant for banks that answers from your approved content only

Your contact centre answers the same fee, card and form questions all day. owns.ai answers them on your website in seconds, from your published pages only, and sends anything account-specific to the right channel.

  • Approvedcontent only, with sources
  • 24/7in the customer's own language
  • Zeroaccess to account data
  • Minutesto build a free pilot

The problem

The cost of unanswered questions for banks

01

Queues full of simple questions

Customers wait on hold to ask about a fee, a cut-off time or a form. Skilled staff spend the day reading the website back to people.

02

Dense pages nobody reads

Rates, fees and terms are spread across product pages, PDFs and disclosure documents. Customers give up searching and ring instead.

03

The website goes quiet after hours

Questions arrive at night and on weekends when the contact centre is closed. People leave with no answer, or try another bank's site.

04

Accuracy isn't optional

A generic chatbot that guesses is a risk you can't carry. Every answer has to match what you have actually published.

Savings calculator for banks

How much could owns.ai save your bank?

The starting numbers are an illustration for banks. Move the sliders to match your bank.

Your team's time

50,000
6 min
$45
40%

The loans and accounts you miss

15%
0.5%
$1,500

Saved and won back each year, before Enterprise pricing

$1.76M/ year

  • Staff time given back$1.08M
  • New loans and accounts from enquiries you'd miss$675,000
  • owns.ai Enterprise planQuoted
2,000staff hours back a month
38new loans and accounts a month
13full-time staff's worth of hours
See it on your site - build a free pilot

An estimate from your numbers, not a promise. Staff time is valued at the hourly cost above; the plan is sized at about 3 visitor messages for each conversation owns.ai answers. See pricing

Answered in seconds, day and night

What customers ask banks, over and over

owns.ai answers questions like these from your own website and the answers you add - instantly, in the customer's own language, with a link to the page it used. When your site doesn't cover something, it says so and offers the next step.

  • What's the fee for an international transfer?
  • How do I report a lost or stolen card?
  • What's the cut-off for same-day payments?
  • How do I open an account for my child?
  • What documents do I need for a home loan?
  • How do I set up a PayID?
  • What are your branch opening hours?
  • How do I update my address?
  • How do I dispute a transaction?
  • Do you have a financial hardship team?

The benefits

How owns.ai helps banks

Answers only from approved content

It answers from the pages and documents you choose, shows the source with every reply, and says plainly when it doesn't know instead of guessing.

Lighter load on the contact centre

Fee, cut-off, card and form questions get answered on the website first, so your team spends more time on the conversations that need a person.

Account matters go to the right place

It never sees balances or transactions. When an account needs looking at, it gives the official number or form, opens a ticket or books a call-back.

Every customer, every hour

It replies in the customer's own language at 2am on a Sunday, using the same approved content your staff rely on.

Knowledge Gaps show what's missing

See the questions your website can't answer yet. If customers keep asking about a new fee and no page explains it, you'll know which page to write.

Staff get answers too

Contact-centre staff ask the Team Assistant or your branded AI app about procedures and internal guides, with each document set as Private, Team or Public.

A day with owns.ai

What happens while you're busy.

Illustration · a made-up business's day

  1. 7:05 AMLost card, sorted fast

    A customer at the airport asks what to do about a lost card. The assistant gives the published steps and your 24/7 line.

  2. 10:30 AMHome loan checklist

    Someone asks which documents they need to apply. The assistant lists them from your home loans page and books a call-back with a lender.

  3. 2:15 PMStaff procedure found

    A contact-centre agent asks the AI app how to handle a deceased estate enquiry. It answers from the internal procedure and shows the source.

  4. 11:40 PMFee question in Vietnamese

    A customer asks about overseas ATM fees in Vietnamese. The assistant replies in Vietnamese from your fee schedule.

01Paste your website

Your public site is enough for a pilot.

02It learns in minutes

Every page that matters, even ones built with JavaScript.

03Go live with one line

Any website builder - or try it on a picture of your own site first.

Questions

owns.ai for banks: your questions, answered.

Plans and limits are on the pricing page.

See pricing

It answers only from the pages and documents you approve, shows its sources and says when it doesn't know. It never logs into accounts or sees customer data, so balance and transaction questions go to your official channels.

Yes - talk to our team about your security, privacy and procurement requirements. The controls that exist today are answers only from your approved content, an allowed-domains list for the widget, private documents that the public assistant never uses, and access controls on your AI app.

No. It shares what your published pages say about products, fees and processes, and points customers to a lender, an adviser or the right form when they need personal guidance. It never decides whether someone is eligible for a product.

Paste your public website address and owns.ai builds a free pilot assistant in minutes. Your team can test it privately on the preview page before anything goes live.

Yes. Pro includes up to 10 assistants, each with its own content, look and instructions. If you need more, talk to us about an Enterprise plan.

On Pro it re-learns your website every day, so updated rates and fees flow through once they're published. For anything urgent, you can add an approved answer straight away.

See it answer from your own website today.

Build a free pilot from your public website in minutes - then talk to our team about Enterprise.